Policy Details

Death (at any cause) BDT 200,000
Hospitalization (in-patient service)BDT 120,000
Out-patient ServiceBDT 10,000
  • Number of Insured-Group (as required)
  • Policy Term-1 year from the date of policy activation
  • Nationality-Any Bangladeshi
  • Age Category-17-30 Years
  • Death (at any cause)- BDT 200,000
  • (Death due to any cause other than HIV-AIDS, suicide, war, epidemic, hostilities, revolt, mutiny, riots, strike, civil commotion, rebellion, revolution, boxing, scuba diving, gliding, sailing, horse racing, mountain climbing, seasurfing or any unlawful activities)
  • Hospitalization (in-patient service)BDT 120,000
  • (An in-patient is a person admitted to the hospital for 24 hours, typically for at least one night, based on a doctor’s recommendation)
  • In-patient services include room rent or ICU charges, hospital services, surgical expenses, consultation fees, diagnostic tests, medications, and other related costs incurred during the hospitalization period.
  • Accommodation charge is maximum BDT 48,000 per year (The daily hospital room rent/ICU/CCU charge coverage is at actual or BDT 3,000 which one is lower)
  • All other expenses is maximum BDT 72,000 per year (Consultation: yearly maximum BDT 16,000, daily maximum BDT 1000; Medicine: at actual up to maximum BDT 15,000 per year; Diagnostics: at actual up to maximum BDT 15,000 per year; Surgical operation: at actual up to maximum BDT 22,000 per year; Ancillary Service: at actual up to maximum BDT 4,000 per year)
  • Yearly maximum claim limit is 4 times and a single claim must not exceed 50% of the total limit.
  • Out-patient ServiceBDT 10,000
  • (An out-patient is a person who visits a hospital for treatment without staying overnight)
  • Out-patient service includes diagnostic tests, consultations and medicine with attending physicians due to accident or illness.