Policy Details
Death (at any cause) | BDT 200,000 |
Hospitalization (in-patient service) | BDT 120,000 |
Out-patient Service | BDT 10,000 |
- Number of Insured-Group (as required)
- Policy Term-1 year from the date of policy activation
- Nationality-Any Bangladeshi
- Age Category-17-30 Years
- Death (at any cause)- BDT 200,000
- Hospitalization (in-patient service)BDT 120,000
- (An in-patient is a person admitted to the hospital for 24 hours, typically for at least one night, based on a doctor’s recommendation)
- In-patient services include room rent or ICU charges, hospital services, surgical expenses, consultation fees, diagnostic tests, medications, and other related costs incurred during the hospitalization period.
- Accommodation charge is maximum BDT 48,000 per year (The daily hospital room rent/ICU/CCU charge coverage is at actual or BDT 3,000 which one is lower)
- All other expenses is maximum BDT 72,000 per year (Consultation: yearly maximum BDT 16,000, daily maximum BDT 1000; Medicine: at actual up to maximum BDT 15,000 per year; Diagnostics: at actual up to maximum BDT 15,000 per year; Surgical operation: at actual up to maximum BDT 22,000 per year; Ancillary Service: at actual up to maximum BDT 4,000 per year)
- Yearly maximum claim limit is 4 times and a single claim must not exceed 50% of the total limit.
- Out-patient ServiceBDT 10,000
- (An out-patient is a person who visits a hospital for treatment without staying overnight)
- Out-patient service includes diagnostic tests, consultations and medicine with attending physicians due to accident or illness.
(Death due to any cause other than HIV-AIDS, suicide, war, epidemic, hostilities, revolt, mutiny, riots, strike, civil commotion, rebellion, revolution, boxing, scuba diving, gliding, sailing, horse racing, mountain climbing, seasurfing or any unlawful activities)